When an unfortunate event occurs, insurance companies are supposed to provide protection and peace of mind. Insurance companies are obligated to act in good faith to their policyholders during misfortunes. Unfortunately this is not always the case. Insurance disputes can occur when a company refuses to honor the policy that you paid for. Some insurance companies may delay payments or deny claims, despite the legitimacy of the claim. De La Heria Law has extensive experience dealing with these types of lawsuits and helping clients recover the compensation they are entitled to.
Common practice areas of the types of insurance disputes our attorneys handle include:
- Unfair claim handling and bad faith
- Disability insurance denial of coverage
- Professional liability coverage
- Homeowners insurance
- Water damage
- Hurricane insurance
- Property damage
- Wind damage
- Fire and smoke damage
- Motor vehicle accidents
- Life insurance
An insurance company can act in bad faith if there is an inadequate investigation, undue delay in handling claims, refusal to defend a lawsuit, refusal to make a reasonable settlement offer, threats against an uninsured, or unreasonable interpretations of an insurance policy. When this happens, the policyholder may have additional claims for the damages including punitive damages.
If your insurance company attempts to avoid paying your valid claim or reduces the amount that you are entitled to, contact De La Heria Law to determine if you have a claim. You do not need to fight your insurance company alone, call (305) 858-2808.